Comments on: Uninsurable for Health Insurance?

By: buzzybeemarketing

buzzybeemarketing — Tue, 22 Sep 2009 13:47:07 +0000

Blue Cross is promoting a plan that will create more competition against their own company? Right!!! This is just a big scam to force 100% of the people to become customers of a few lobbying insurance companies at the top of the pyramid. They will become zombie corporations who get bailed out and make 100% profits. All at tax payer expense. Power is more important when you can print money.

By: klugyboy

klugyboy — Tue, 22 Sep 2009 08:30:44 +0000

There should be a public option. Let insurance companies scramble for private clients.

By: SunBeamsan

SunBeamsan — Tue, 22 Sep 2009 02:52:19 +0000

Bravo.

I don’t agree 100% with single payer, but public option is nothing but government-backed corporate subsidies.

By: Silberdachs

Silberdachs — Mon, 21 Sep 2009 19:10:50 +0000

Why do Republicans still think they are relevant?

By: thisoldhate

thisoldhate — Mon, 21 Sep 2009 11:46:53 +0000

I wish more people had the attention span to watch this. It dispels all the misconceptions and lies being propagated by insurance companies (by proxy of course).

By: tinkerebell1968

tinkerebell1968 — Mon, 21 Sep 2009 05:01:50 +0000

It doesn't matter if you allow your insurance to pay, or pay for mental health out of pocket, it will still be on record. Any insurance that you may apply for in the future will ask the question about your mental health, and if you try to keep it off the application, it's called misrepresentation of the facts, or in some cases, fraud.

So, go ahead and let your insurance pay. Your policy, if the benefit is included, should have a $10K-$15K lifetime limit for mental health problems.

Edit:

You might want to consider what's causing the depression. Maybe you need to change your lifestyle, job, diet, etc.

Regardless of the outcome, it's better to be safe than sorry, and get treatment. It might save your life.

Being treated for depression does not necessarily cause you to be uninsurable, depending on the severity.

The application would normally ask questions like these:

Are you under observation, receiving treatment, or taking medication for any reason?

In the last ten years, been diagnosed with, treated for, or had any of the follwing diseases or disorders:

(Check all that apply) (There are more, but the only on in question is the Mental)

__ Mental or Nervous disorder

Then they ask for the names, addresses, and phone numbers of your personal physicians, and the dates of, and the reasons for visitations.

If you have not been to a doctor for this problem, and have not been diagnosed, then no one but you knows of the problem. But what would a normal prudent person do in this case?

It would depend on the wording of the question on the application that you would fill out. Not all applications are the same. Ask the agent his/her advice.

By: louis12346

louis12346 — Mon, 21 Sep 2009 04:05:27 +0000

They found New Money.OBAMA Health care Money that will be taken out of every working peoples Check,Just like Social Security ,They can Loot it Too,Go back to sleep every thing is Fine we are backed by Toxic derivatives & Toxic Obamacare

By: mataama

mataama — Sun, 20 Sep 2009 22:18:03 +0000

Gotta love America and the "unisurable".

Anyways, I know the wife should be eligable for COBRA benefits once she is removed from the insurance. She will have the option of paying for those benefits monthly until she is able to find new insurance…or until it expires.

Not sure if he will be required to pay any of those benefits. I don't think he would be…only way would be alomony and then she could use that money for benefits.

You should consult a lawyer to be sure.

Good luck!

By: mission_viejo_california

mission_viejo_california — Sun, 20 Sep 2009 12:31:53 +0000

Thank God for Mrs. Clinton. She is so much smarter than everyone else. She will take good care of me…………

By: Monica

Monica — Sun, 20 Sep 2009 06:55:25 +0000

The point is they don't want to insure someone who is likely to cost them a bundle. It would be like giving car insurance to someone who has multiple dui's. Sorry to say it is monetary and not humane motivation. I hope things go well! Good luck.