
Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans if their employers do not provide health benefits. While these methods work for many individuals, seniors should consider purchasing affordable supplemental health care insurance.
Below are some of the most frequently asked questions about supplemental health care insurance for seniors.
What is supplemental health care insurance?
Simply put, supplemental health care insurance kicks in and pays for what your regular health insurance policy does not.
Why should seniors consider purchasing supplemental health care insurance?
Seniors don’t always have the steady income that younger individuals have. If a senior’s regular health insurance plan doesn’t cover a significant portion of health care services, it may be difficult for the senior to pay for the gap between what is covered and what is not. Some seniors have a nest egg set aside to handle situations such as these; some even have separate insurance policies they can fall back on, such as life insurance policies. However, not all seniors have the extra money set aside to cover the gap in health care insurance; an affordable, supplemental health care insurance would work for them.
What does supplemental health care insurance provide?
The kind of coverage available with an insurance plan always depends on the insurance company from which you purchase the plan. Many supplemental health care insurance plans offer cash benefits and compensation for lost income. Some supplemental health care insurance plans even cover pre-existing conditions; pre-existing conditions are prevalent among seniors.
Do I need supplemental health care insurance if I already have Medicare?
Yes, having an affordable supplemental health care insurance plan is especially wise for seniors with Medicare, as Medicare doesn’t often cover long-term health care, care provided at home or in a nursing home, or the costs of prescription medication.
Watch the video related to supplemental health
Kick off Video for Supplemental Health Care’s Annual Meeting … Supplemental Health Care Nursing Therapy

June 17th, 2009
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Health insurance can be very tricky. Since I live in North Carolina I'm not familiar with the Texas laws and regulations, so I recommend you call a nearby health insurance agent. http://www.americaschoicetoday.com/Health-Insurance.html They will be able to assist you.
i think that it's just like any other health insurance…the premiums are deductible medical expenses and the benefits will reduce your out of pocket med expenses…the difference should be deductible to the extent that it exceeds 7.5% of your adjusted gross income.
what the seniors need to realize is for all practical purposes, medicare will cease to exist under the proposed UHC plan. one reason for the supplemental is government intrusion to begin with. anybody who thinks m-care is so great should be made to live it for awhile, that would change their minds quickly….or m-caid for that matter…or how about tricare….most of the people for this UHC have no clue what's in store for us…they have been propagandized by leftist thinking that more government is good not stopping to think that there isn't one program to this date they have run successfully. if they were a corporation with no taxing powers, they would have been out of business a hundred years ago !!!!!
http://healthplans.my-age.net – Try this one. I personally have their health insurance (both basic and supplemental dental).
It is affordable and has good coverage.
Yes there is! First, I'm so glad for your success. I represent a company that covers all health conditions, including pre-existing ones. You can have this in addition to your current coverage.
I respect Y!A guidelines, so I will not post the link here. However, you can find the information in my profile – see the 'Plans for Families' site.
Good luck!
There are 50 different BC/BS plans, one in each state, so it totally depends on what state you are talking about.
In my state, its a pretty good plan with decent prices, but in other states it is really not that good.
So, it completely depends.
If you are moving away from an employer sponsored health plan where the employer subsidizes your premiums and you are headed into an individual plan, be prepared for a very large price increase.
And it is a very very good idea to get both ST and LT disability policies, if you can afford them. They are relatively inexpensive compared to what you have to lose in income if you become disabled.
My suggestion is trying to absorb as much information as you can before making up your mind,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is a good one.
Be honest,It is gonna take some time to find the answer for your question.Try to have a look the resource here
http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm for reference.
try this, can help you
http://www.insurance.2arz.com