Comments on: The Best Health Benefits For People With Low Income http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income Health Insurance information Sat, 17 Oct 2009 16:10:51 +0000 hourly 1 http://wordpress.org/?v=3.3 By: calie151i http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-590 calie151i Wed, 10 Jun 2009 14:31:18 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-590 You can easily check your minimal health insurance rates in internet, for example here - healthplans.my-age.net You can easily check your minimal health insurance rates in internet, for example here – healthplans.my-age.net

]]> By: kaniaborton http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-591 kaniaborton Tue, 09 Jun 2009 02:06:39 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-591 I htikn the U.S. government cares about any and all illegal immigrants. As demostrates the the failure to pass the last immigration bill due to the amnesty clause. We will never again reward those who break our laws with amnesty. I htikn the U.S. government cares about any and all illegal immigrants. As demostrates the the failure to pass the last immigration bill due to the amnesty clause.

We will never again reward those who break our laws with amnesty.

]]> By: Poly_777 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-589 Poly_777 Tue, 09 Jun 2009 00:48:05 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-589 Yes, I think it will or it will be more monies that the government will have to pay out to insure poor people. We may see some cost savings if they use the Doctors' office instead of the Emergency room. The greed has gone unchecked and will continue without the Public option. You might find this article interesting...here is an excerpt: This statistic describes the percentage of dollars that a health insurance company takes in from its premiums that it uses to actually pay for medical services. For example, back in the 1990s – when the health care insurance industry was quite profitable – the figure was generally in the mid-90s. In other words, about 95% of all dollars collected in premiums were used to pay for medical services. Since then, structural changes in the health insurance industry have led it to focus more on profits – as a Wall Street mentality took hold. Since the 1990s, the medical loss ratio has dropped significantly. Today it is in the mid 70s to low 80s – meaning $20 to $30 of every $100 paid in insurance premiums is not used to provide the services paid for. These profits – and the quest to increase such profits – has led to the health insurance industry becoming more like a Wall Street financial firm Yes, I think it will or it will be more monies that the government will have to pay out to insure poor people. We may see some cost savings if they use the Doctors' office instead of the Emergency room. The greed has gone unchecked and will continue without the Public option.

You might find this article interesting…here is an excerpt:

This statistic describes the percentage of dollars that a health insurance company takes in from its premiums that it uses to actually pay for medical services. For example, back in the 1990s – when the health care insurance industry was quite profitable – the figure was generally in the mid-90s. In other words, about 95% of all dollars collected in premiums were used to pay for medical services. Since then, structural changes in the health insurance industry have led it to focus more on profits – as a Wall Street mentality took hold. Since the 1990s, the medical loss ratio has dropped significantly. Today it is in the mid 70s to low 80s – meaning $20 to $30 of every $100 paid in insurance premiums is not used to provide the services paid for. These profits – and the quest to increase such profits – has led to the health insurance industry becoming more like a Wall Street financial firm

]]> By: Jay L http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-593 Jay L Mon, 08 Jun 2009 15:12:55 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-593 I sell individual health insurance in the state of Michigan, the only product that takes serious pre-existing conditions is Blue Cross. It does however, have a 6 month wait on pre-existing conditions. That's the best that we have in Michigan. If she doesn't qualify for Medicaid, then this might be an alternative. The 2 Blue Cross products are Value Blue -- A hospital only plan with a RX discount card at $171/month. Individual Care Blue offers doctors visits, 50/50 drug card, $500 in free wellness checkups, and ZERO deductible. At her age this runs around $500/month. The only advantage here is that if she is on RX she can use the drug card immediately without the 6 month wait. You can get more information from my website here: www.covermi.com/myblue/MyBlue_quote_engine.html or www.covermi.coverageforone.com Either one will provide you with accurate quotes. I hope that helps, Craig I sell individual health insurance in the state of Michigan, the only product that takes serious pre-existing conditions is Blue Cross. It does however, have a 6 month wait on pre-existing conditions. That's the best that we have in Michigan.

If she doesn't qualify for Medicaid, then this might be an alternative.

The 2 Blue Cross products are Value Blue — A hospital only plan with a RX discount card at $171/month.

Individual Care Blue offers doctors visits, 50/50 drug card, $500 in free wellness checkups, and ZERO deductible. At her age this runs around $500/month. The only advantage here is that if she is on RX she can use the drug card immediately without the 6 month wait.

You can get more information from my website here:

http://www.covermi.com/myblue/MyBlue_quote_engine.html

or

http://www.covermi.coverageforone.com

Either one will provide you with accurate quotes.

I hope that helps,

Craig

]]> By: Kaitlynn J http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-588 Kaitlynn J Mon, 08 Jun 2009 13:40:57 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-588 http://www.dss.cahwnet.gov/cdssweb/FindServic_2312.htm http://www.dss.cahwnet.gov/cdssweb/FindServic_2312.htm

]]> By: 12879 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-592 12879 Mon, 08 Jun 2009 05:42:27 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-592 Since you don't have insurance through your employer and don't qualify for state aid I would recommend getting a medical discount plan. It will cost you $59.95 a month for your entire family for medical, dental, vision, prescription, and chiropractic services. Visit the web site below and make sure to click on Locate a Provider to make sure that there are doctors in your area. If you have any questions then click on Contact Us and I will call you back. You can sign up for benefits through the Join Now link. Since you don't have insurance through your employer and don't qualify for state aid I would recommend getting a medical discount plan. It will cost you $59.95 a month for your entire family for medical, dental, vision, prescription, and chiropractic services.
Visit the web site below and make sure to click on Locate a Provider to make sure that there are doctors in your area.
If you have any questions then click on Contact Us and I will call you back.
You can sign up for benefits through the Join Now link.

]]> By: jesswzmn http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-587 jesswzmn Sun, 07 Jun 2009 16:49:45 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-587 Can you quote a source or link for this, please? Otherwise, it's just you saying it... And, if I'm not mistaken, wasn't taxing Health Benefits a John McCain campaign platform???? Can you quote a source or link for this, please? Otherwise, it's just you saying it…

And, if I'm not mistaken, wasn't taxing Health Benefits a John McCain campaign platform????

]]> By: toomanykats http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-584 toomanykats Sun, 07 Jun 2009 09:55:43 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-584 Bull. I had this plan and most of the time you are only saving about 10% or less. Bull. I had this plan and most of the time you are only saving about 10% or less.

]]> By: Siu B http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-585 Siu B Sun, 07 Jun 2009 09:52:32 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-585 Yes, she can claim the premiums, but yes she'd have to meet the 7.5% of income rule. If ss is her only income, she doesn't owe any tax, so there would be no point in itemizing. Yes, she can claim the premiums, but yes she'd have to meet the 7.5% of income rule. If ss is her only income, she doesn't owe any tax, so there would be no point in itemizing.

]]> By: Joe V. http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income/comment-page-1#comment-586 Joe V. Sun, 07 Jun 2009 08:59:46 +0000 http://www.csrunima.org/the-best-health-benefits-for-people-with-low-income#comment-586 No. I hate it. That & this whole turn towards socialism that started with FDRs Social Security, grew like weeds with LBJ's medicare & now this. It's anti-American. Let us (make us) stand on our own feet. No. I hate it. That & this whole turn towards socialism that started with FDRs Social Security, grew like weeds with LBJ's medicare & now this.

It's anti-American. Let us (make us) stand on our own feet.

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